Guides
Guides
Answers to one precise question, sourced and dated. What Belgian law says, and how Kiadah puts it into practice.
- Buying
The notarial deed: what actually happens at signing?
Between the preliminary agreement and the notarial deed, the notary carries out mandatory checks. What they verify, how long it takes and what happens on signing day.
3 min read - Buying
Fixed or variable rate: how to choose in Belgium?
The Belgian variable rate is capped by law, with normalised revision periods. How to read a 1/1/1 or 5/5/5 offer and when each formula makes sense.
3 min read - Buying
Hidden defects: what the seller actually guarantees
Damp, damaged roof timbers, non-compliant wiring: when a defect discovered after purchase binds the seller, what the exclusion clause changes, and within what time you must act.
3 min read - Buying
How much can I borrow to buy?
Loan-to-value, effort ratio, down payment, term: the four parameters the bank examines to set your borrowing capacity, and why the costs are paid in cash.
3 min read - Buying
Sales agreement (compromis): what are you really signing?
In Belgium, the compromis counts as a sale: the commitment is firm the moment you sign. Suspensive conditions, deposit, delay until the deed - what to check before signing.
3 min read - Buying
Purchase offer: are you bound as soon as it's accepted?
A written, accepted purchase offer can already form the sale, before any preliminary agreement. What an offer actually commits you to, how to frame it, and how it differs from the compromis de vente.
3 min read